I use either my credit card or debit card for almost everything purchase I make (curse Tim Horton’s for their cash-only policy!). It follows that somewhere, a robot (also known by its more innocuous name, ‘computer’) knows what I’ve bought, when and where I’ve bought it, and how much it cost.
This is all the information I need to really understand where my money goes every month. However, the format I get it in isn’t much use to me. Every month I get a few out-of-date account information mailings from my bank and credit card provider listing my purchases in chronological order. I could sit down with a calculator and figure out how much of my money goes to food, entertainment, utilities, etc.
Sure, I could do that, but this isn’t people work, its robot work.
Here’s what I want, a simple new feature on my web-banking. I want to be able to create categories of spending (and maybe even sub-categories) that I can use to label each of my purchases. For example, I would create a category called Groceries which I might break up into subcategories (Real Food, Junk Food, Other Stuff). Other categories would include Utilities (phone, electric, etc.), Insurance (car, other insurance I should have, etc.), Rent, Car (gas, repairs, racing stripes, etc.), Entertainment (movies, games, clowns, etc.).
I would be able to run through my purchases, labeling each of them as one of my categories. Then, I could get a simple breakdown of my monthly spending by category. Wouldn’t you love to know how much you spend a year at the Quick-E-Mart!
I could do this myself with a spreadsheet and some free time, but it would be such a simple addition for existing web-banking systems (see a simple mockup). Perhaps some already have something like this? If only the banks would compete for my petty accounts.
For more dreamy web-banking, see 37signals’ 37FAKEBANK.

The end is neigh. I can’t say much more, because robots are already browsing this very website and others like it (see the shot of my web stats to the right). In the meantime, let us at least enjoy some amusing 



What I found most striking about the DVD was how great U2 is at putting on a rock concert. You can really see the experience of 20 years of touring. Bono plays the 20,000 strong audience like it was a percussive instrument. The Edge’s guitar and Bono’s voice alone can fill a stadium design for NHL hockey.